For further information contact: Victor Emmel, Homebird Mortgage, 801-508-4538
Victor Emmel Earns Certified Mortgage Planning Specialist (CMPS) Designation
South Jordan, UT – Victor Emmel, an independent mortgage broker-owner with Homebird Mortgage, has passed the qualifying exams to earn the Certified Mortgage Planning Specialist (CMPS®) designation granted by the CMPS Institute. The CMPS Institute is a national organization that certifies mortgage bankers and brokers to help borrowers choose the right mortgage strategies.
“CMPS certification helps me to compare loan options for borrowers in the context of their overall financial situation,” says Victor Emmel, Homebird Mortgage. “This is especially important to homeowners and homebuyers in Utah because inventory levels are low and home buyers are prone to making quick decisions without thinking through all the implications”.
The CMPS curriculum incorporates five essential skill sets including:
- Mortgage & Real Estate Taxation – how and why to understand the tax implications of various mortgage strategies
- Housing, Financial & Mortgage Markets – why interest rates fluctuate, and how to understand the housing, financial, and mortgage markets
- Cash Flow Planning – how to reduce debt, improve cash flow & compare your options in the context of retirement planning, college funding, elder care, and other important life events
- Real Estate Investment Planning – how to reduce your risk, and compare the impact of various mortgage options on your rate of return
- Ethics and Compliance – how to experience the highest level of professional care, competence, and communication during the mortgage and home buying process
“Your mortgage is most likely your single largest debt, and your home is most likely your single largest asset,” says Gibran Nicholas, Chairman of the CMPS Institute. “That’s why mortgage planning should be conducted with a mortgage professional who is properly trained and certified.”
Victor Emmel can be reached at [email protected], or call 801-508-4538.
For more information on the CMPS, please visit CMPS Institute’s consumer website at http://homeqb.com or call 888-608-9800.
