Last Updated: December 27, 2025
These Terms of Use (the “Terms”) govern your access to and use of goodwaymortgage.com (the “Site”). Victor Emmel, The Mortgage Guide (“we,” “us,” “our”) operates the Site.
By accessing or using the Site, you agree to these Terms. If you disagree, do not use the Site.
1. Who the Site serves
You must be at least 18 years old to use the Site. You also must have legal capacity to enter a binding agreement.
2. Educational purpose only
The Site provides general educational and informational content. The Site does not provide legal, tax, or accounting advice.
You should confirm any decision with your own professionals.
3. No commitment to lend
Nothing on the Site creates a lender or broker commitment, a loan approval, or a rate lock.
All loan approvals depend on underwriting, program guidelines, and verification of information. Rates, terms, and fees can change.
For licensing details, visit: https://www.goodwaymortgage.com/licensing/
4. Your use of the Site
You agree to use the Site for lawful purposes only. You agree not to:
5. Forms, contact, and communications
If you submit a form or request information, you authorize us to contact you at the phone number or email you provide.
By providing a mobile number, you consent to receive calls or text messages regarding your inquiry. Message and data rates may apply. You can opt out of texts by replying STOP. Consent is not a condition of receiving services.
For contact options, visit: https://www.goodwaymortgage.com/contact-us/
6. Third-party links and tools
The Site may link to third-party websites or use third-party tools. We do not control those third parties. Their terms and privacy practices govern your use of their services.
7. Intellectual property
We or our licensors own the Site content, including, without limitation, text, graphics, logos, and layout. Copyright and other laws protect that content.
You may view and print pages for personal, noncommercial use only. You may not reproduce, modify, distribute, or publicly display Site content without written permission.
8. Disclaimers
We provide the Site “as is” and “as available.” We do not guarantee uninterrupted access, error-free performance, or that the Site will meet your needs.
9. Limitation of liability
To the fullest extent allowed by law, we are not liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Site.
10. Indemnification
You agree to indemnify and hold us harmless from claims, losses, liabilities, and expenses (including attorney fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of another party.
11. Changes to these Terms
We may update these Terms at any time. We will post the updated version on this page and update the “Last Updated” date. Your continued use of the Site constitutes your acceptance of the updated Terms.
12. Termination
We may suspend or terminate your access to the Site at any time for any reason, including violation of these Terms.
13. Governing law
Utah law governs these Terms, without regard to conflict-of-laws principles.
14. Privacy
Our Privacy Policy explains how we collect, use, and share information:
https://www.goodwaymortgage.com/privacy-policy/
