Get a clear DSCR plan for purchase, refinance, or cash-out, including LTV targets, reserves, and next steps.
No pressure. Fast clarity. Investor-ready options.
A DSCR mortgage loan allows you to qualify for financing based on the projected rental income of a property rather than personal income. Designed for real estate investors to purchase income-generating properties.
No income or employment required. Limited restrictions for maximum flexibility
Airbnb Rentals, Condo Hotels, and properties for foreign nationals are eligible.
30- and 40-year fixed terms, SOFR ARMs with Interest-Only options available
Up to 75% LTV for first-time investors and cash-out options to meet reserves.
Only 30-days of asset documentation needed for closing funds and reserves.
Many DSCR programs focus on property cash flow instead of personal income documentation. Programs vary by lender.
Most lenders allow LLC vesting. Some require personal name. I match the lender to your structure.
Some lenders support short-term rental income. Others price it differently or require specific documentation.
Programs vary. Higher scores usually improve pricing and leverage.
Mortgage Loan Advisor | NMLS #133605
I help investors make confident financing decisions with clear options and clean communication.
You get straight answers. You get a plan. You stay in control.
